Clean It Up
My youngest daughter just graduated college and my wife and I decided it’s time to sell the house. What a project that has turned into! That’s a lot of cleaning up. Eighteen years of accumulated...
View ArticlePSCA Snapshot Survey reveals opportunities for plan sponsors and how advisors...
This past summer, my wife and I moved into a new community. As in most communities, there is a robust recycling program. The only problem is figuring out the rules. Specifics aren’t written anywhere,...
View ArticleThree Trends in Nonprofit Plan Modernization
I remember when I was a child my dad told me about the places he had lived in. There was an evolution over his lifetime, and he measured that evolution by the number of lightbulbs that were required in...
View ArticleAre 403(b) plans evolving fast enough?
My community recently experienced a technology upgrade. We now have fiber optics for TV and ultra-high speed internet. While I don’t really have use for 1GBps internet speed today, I know this latest...
View ArticleYour clients and their workplace benefits — which make good fee levelization...
There’s no doubt fee equalization (or fee levelization) for participant retirement plan fees continues to be a hot topic. In the past few months we’ve seen the number of advisors and plan sponsors...
View ArticleThe retirement challenge: Motivate workers to reach their financial goals
Twenty years ago, I was getting up every day at 4 a.m. to hustle to formation. I started with a unit run, sit-ups until I couldn’t breathe and every variation of push-up you can imagine. It lasted...
View ArticleWhat you need to know about fee levelization trends
Trends come and go. Sometimes they last, and sometimes they are short lived. In the retirement plan industry, sometimes we see trends that apply across all plan types, and sometimes we see trends that...
View ArticleTop opportunities in 403(b) plans for higher education and the benefits of...
I’m regularly asked where are the biggest opportunities in the tax-exempt sector. My answer is the biggest opportunity for change right now lies in one key segment of the 403(b) market: private higher...
View ArticleA gift for your graduate—financial advice
May kicks off graduation season for most students and their families. It’s a great time to celebrate achievements and start new phases. As students cram in last-minute study sessions for their finals...
View ArticleA look back on 10 years of the PSCA 403(b) surveys
The changing of the calendar reminds me that while I’m a firm believer in planning for the future, it is always important to remember the lessons of the past. If I think back over the past ten years,...
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